Italy VIES No-Deposit VAT Insurance Guarantee – Fast Approval

Why Choose This Solution

Because it is:

No cash deposit required

Fast approval

Efficient & sustainable

Fully accepted by the Italian Tax Authority

Only under an agreement with an Italian Fiscal Representative

The Modern No-Deposit Guarantee to Maintain VAT VIES Activation in Italy

The VAT Insurance Guarantee Italy is the new insurance-based alternative designed specifically for non-EU companies operating with an Italian Fiscal Representative and needing to maintain a valid VIES registration.

Designed for reliable non-EU businesses with proven VAT compliance or at least 24 months with their Fiscal Representative.

Unlike a traditional Bank Guarantee, which normally requires a full cash deposit or frozen funds for the entire three-year period, this insurance solution allows companies to remain compliant without depositing any money.

It offers a sustainable, fast, and fully recognised way to meet the Italian Tax Authority’s new mandatory guarantee requirement.

Main Features of the VAT Insurance Guarantee

No blocked capital and no cash collateral

Three-year validity, as required by the Italian Tax Authority

Fully recognised and accepted for VIES purposes

Premium based on company turnover

Cost-effective for small and medium companies

Issued through a dedicated agreement with the Fiscal Representative

This is the only alternative that allows non-EU companies to remain compliant without immobilising €50,000 for three years.

How This Insurance Agreement Works

The operational model has been designed to offer clarity and transparency:

  • The bank guarantee is issued based on an agreement with the Fiscal Representative.
  • Each non-EU company joins the agreement through a dedicated adhesion form.
  • A €50,000 VAT guarantee is issued in favour of the Italian Tax Authority.
  • The company must pay all VAT amounts (F24) on time as communicated by the Fiscal Representative.

This system ensures a streamlined and compliant process for maintaining valid VIES registration.

Who Can Apply for This Guarantee

infografica no cash collateral

The insurance solution is available for non-EU companies that:

  • You must have worked with the same fiscal representative for at least 24 months,
    or
  • You are changing fiscal representative and can demonstrate correct VAT compliance and timely F24 tax payments.
  • All companies joining the Agreement

Required Documents

  • Adhesion form
  • History of F24 payments
  • Any available fiscal compliance certificates
  • Short description of the company’s VAT history in Italy

Approval is fast for companies with a clean compliance record.

Advantages Compared to Other Solutions

No frozen funds

Avoid immobilising €50,000 for three years.

Faster onboarding

Especially for companies with a clean VAT history.

Lower financial impact

Only the insurance premium is required.

Accepted by the Tax Authority

Fully compliant with all VIES requirements.

Ideal for Amazon/e-commerce sellers

Prevents disruptions to FBA operations and EU inventory flow.

Cost Structure

The insurance premium:

  • Remains sustainable for most non-EU SMEs.
  • Does not require any deposit,
  • Is proportional to the company’s turnover,
documents

Step-by-Step Operational Procedure

Here’s how the process works:

1.
Submit an eligibility request
2.
Your fiscal representative agrees to enter into an agreement for their non-EU clients
3.
Complete the subscription form and provide the required documents
4.

Your company joins the Fiscal Representative’s agreement and the bank guarantee is issued

5.
The guarantee is issued in favor of the Italian Revenue Agency. Your VIES position remains compliant
6.

You can continue to carry out intra-EU transactions exempt from VAT

Compare with other VIES warranty Solutions

Below you will find a clear comparison of the other two official VIES guarantee options.

Insurance
based VIES Guarantee

Requires an Italian co-obligor

For example your fiscal representative or an Italian company/director.

Fastest Issuance (3–4 Days)

A fixed €1,500 premium for the entire 36-month period — no hidden fees.

Lowest Cost on the Market

Ideal when you must activate your VIES VAT status quickly.

No Cash Deposit Required

No Cash Deposit Required — no frozen funds, no blocked capital.

Bank Guarantee with Cash Collateral

The Strongest Traditional Option

Preferred by companies that want a classic bank-issued guarantee.

No Personal or Corporate Guarantees Needed

The €50,000 cash deposit replaces the need for any co-obligor or personal guarantees.

Fully Accepted by All Italian Tax Offices

The deposit is held as collateral for the entire guarantee period and released at the end if there are no tax issues.

Bank Guarantee via Life Insurance Policy

No Italian Co-Obligor Needed

Perfect if your Fiscal Representative cannot act as co-guarantor.

Strong Bank-Issued Security

A guarantee backed by a financial institution, fully compliant with Italian law.

Collateral via €50,000 Life Insurance Policy

€50,000 are used to fund a single-premium life insurance policy pledged as collateral for the guarantee – no need to open an Italian bank account, but the amount remains tied up for the duration of the guarantee.

Request Your Eligibility Check

Contact us to receive step-by-step assistance and quick issuance.

Avoid delays with traditional banks or slow insurance procedures.
Our team provides fast, professional support for foreign companies needing VIES guarantees.

You can contact us in several ways:

Write an email:

info@italiafideiussioni.it

Or call one of our offices:

+39 055 28 53 13  +39 02 667 124 17

You can also contact us via:

WhatsApp +39 339 71 50 157
and receive an answer during office hours within a few minutes.


If you prefer, you can write us by filling out this form: