Why Choose This Solution
Because it is:
No cash deposit required
Fast approval
Efficient & sustainable
Fully accepted by the Italian Tax Authority
🕒 Updated on 12 April 2026 — Fideiussioni Assicurative s.r.l.s., insurance intermediary registered with IVASS Section A no. A000646940
The no-deposit VIES guarantee at a glance
The VAT Insurance Guarantee for Italy is a surety bond of EUR 50,000 issued in favour of the Italian Revenue Agency, designed for non-EU companies operating in Italy through a fiscal representative.
It has a fixed cost for the entire three-year period, is issued within 5 working days, and requires no cash deposit. It is fully accepted by the Italian Revenue Agency for VIES registration and renewal.
At a glance:
- Guaranteed amount: EUR 50,000 in favour of the Italian Revenue Agency
- Cost: fixed for 3 years, with no hidden fees
- Issuance time: 5 working days
- Cash collateral required: none
- Validity: 3 years, as required by Italian regulations
- Acceptance rate: 100% by the Italian Revenue Agency for VIES registration
Locking up EUR 50,000 for the VIES guarantee is no longer necessary
Until 2025, non-EU companies wishing to register with VIES had to deposit EUR 50,000 in a bank account for three years.
Today an insurance-based alternative exists: at a fixed cost you obtain the same guarantee in 5 days, while keeping your capital fully available for your business.
This is the only no-deposit VIES guarantee recognised in Italy. It is fully legal, compliant with Italian Revenue Agency regulations, and has already been used by more than 1,500 active non-EU companies.
What is the VAT Insurance Guarantee for VIES
The VAT Insurance Guarantee for Italy is a surety bond issued by an insurance company authorised by IVASS, replacing the traditional bank guarantee with cash collateral.
It is designed for non-EU companies operating in Italy through an Italian fiscal representative that need to register with or maintain their registration in the VIES (VAT Information Exchange System).
Unlike a bank guarantee, which requires a full EUR 50,000 deposit for three years, our insurance solution allows you to remain compliant without immobilising any capital.
Key features
The VAT Insurance Guarantee offers five distinctive features that set it apart from the traditional bank solution:
No blocked capital and no cash collateral required
3-year validity, fully compliant with the Italian Revenue Agency requirement
Full recognition for VIES registration and renewal
Fixed premium for the entire three-year period, not linked to turnover
Cost-effective solution for non-EU companies
Required documents
Which documents are needed to obtain the VIES Guarantee?
Four categories of documents are required to issue the VAT Insurance Guarantee. Document preparation typically takes 2-3 days; the guarantee is then issued within 5 working days.
1. Sworn power of attorney to your Italian fiscal representative
Translated and apostilled, with explicit authorisation for fiscal and insurance-related procedures.
2. E-commerce sales report
Amazon report or equivalent platform statement for the previous year. For newly incorporated companies, a sales forecast is sufficient.
3. Corporate documentation
- Director’s identification document
- Certificate of incorporation or business licence of the non-EU company
- Italian VAT number certificate, if already assigned
4. Anti-money laundering (AML) report and UBO identification
If your company does not already have an updated AML (Anti-Money Laundering) / UBO (Ultimate Beneficial Owner) report, an assisted solution is available.
Advantages over the bank guarantee
The insurance guarantee offers four measurable advantages over the bank guarantee with cash collateral.
No frozen funds. Avoid immobilising EUR 50,000 for three years. Your capital stays available for inventory purchases, marketing and day-to-day operations.
Faster onboarding. Issuance in 5 working days, compared with the 2-4 weeks required by the standard bank procedure.
Lower financial impact. The only cost is the fixed insurance premium for 3 years. No underwriting fees, banking commissions or maintenance charges.
Full acceptance by the Italian Revenue Agency. The policy meets all VIES requirements set by Italian regulations and has already been accepted in more than 1,500 cases.
How to obtain the guarantee in 3 steps
The process consists of three steps and is completed within 5 working days from receipt of complete documentation.
1.
Submit your request
Enter your company’s essential details in the request form. No extensive financial questionnaires are required.
2.
Eligibility check
Our team reviews your profile and confirms your eligibility for the no-deposit insurance guarantee.
3.
Guarantee issuance
The surety bond is issued and delivered to both your fiscal representative and your company, who then proceed with VIES registration at the Italian Revenue Agency.
Use case example
“We had already started the process with an Italian bank. They asked us to lock up EUR 50,000 plus a 6-week wait. With VIESGuarantee.com we obtained the guarantee in 5 days and kept our EUR 50,000 for inventory. Highly recommended.”
— Marco R., Administrative Manager, importer from China (representative example)
Service track record
More than 1,500 non-EU companies already operating with the VAT insurance guarantee
5 working days average issuance time
100% approval rate by the Italian Revenue Agency on submitted applications
Bank guarantee vs insurance guarantee
The main difference is capital immobilisation.
The bank guarantee requires a EUR 50,000 deposit held for three years; the insurance guarantee requires no deposit at all.
| Aspect | Bank (cash collateral) | VIESGuarantee.com (insurance) |
|---|---|---|
| Capital locked | EUR 50,000 for 3 years | EUR 0 locked |
| Service cost | Around EUR 2,000 | Fixed three-year cost |
| Issuance time | 2-4 weeks | 5 working days |
| Procedure | Complex, bank underwriting | Simple, guided online |
| Support | External consultant | Self-service + included assistance |
Frequently asked questions
Yes, the EUR 50,000 VIES guarantee is mandatory for any non-EU company that wants to register with VIES and carry out intra-EU transactions in Italy and Europe without VAT. Without the guarantee, the Italian Revenue Agency will not complete VIES registration.
Yes. The VAT Insurance Guarantee is fully compliant with Italian regulations and has been accepted in more than 1,500 VIES cases for non-EU companies. We provide the correct policy template and assist your fiscal representative in filing with the Italian Revenue Agency.
Yes. With the insurance guarantee no capital is blocked. You pay a fixed premium for 3 years, and your EUR 50,000 remains fully available for your business operations.
Five working days from receipt of complete documentation. The timing depends on how quickly your company submits the power of attorney, corporate documents and AML/UBO report.
The VAT insurance guarantee has a fixed and transparent cost for 3 years of coverage, with no hidden fees and no variation based on company turnover.
Any non-EU company operating in Italy through an Italian fiscal representative that needs to register with VIES or maintain an existing VIES registration can apply. There is no minimum length-of-relationship requirement with the fiscal representative.
Regulatory references
The VIES guarantee for non-EU companies must comply with Provision of the Italian Revenue Agency no. 178713/2025 and Article 35, paragraph 7-quater of Presidential Decree no. 633/1972.
Fideiussioni Assicurative s.r.l.s. operates as an insurance intermediary registered with the IVASS Single Register of Insurance Intermediaries (RUI), Section A, no. A000646940.
📄 General Policy Conditions
Download the insurance guarantee text (PDF Italian Revenue Agency)
Disclaimer. The information contained in this page is provided for informational purposes only and does not constitute legal, tax or insurance advice. To assess the most suitable solution for your specific situation, please contact your Italian fiscal representative or get in touch directly with our team.
End-to-End Management
From the document audit to your VIES ID, every step is handled in about 45 days.
Direct Revenue Agency Liaison
We submit your application and follow up with the Italian Revenue Agency on your behalf.
300+ Companies, 100% Approval
Zero rejections due to incomplete documentation across 300+ non-EU companies.
Request Your Eligibility Check
Contact us to receive step-by-step assistance and quick issuance.
Avoid delays with traditional banks or slow insurance procedures.
Our team provides fast, professional support for foreign companies needing VIES guarantees.
You can contact us in several ways:
Write an email:
info@italiafideiussioni.itOr call one of our offices:
+39 055 28 53 13 +39 02 667 124 17You can also contact us via:
WhatsApp +39 339 71 50 157
If you prefer, you can write us by filling out this form: