VIES Bank Guarantee With Cash Collateral for Non-EU Companies in Italy

Why Choose This Solution

Because it is:

No need for any Italian co-obligor

Safe

Fast

Officially approved

Fully trasparent cost

Manageable entirely online

And most important: it works – every time.

The safest and faster solution to obtain VAT VIES Activation in italy

This solution provides the €50,000 VIES guarantee through a bank-issued guarantee backed by a dedicated cash deposit. Your company transfers €50,000 to a segregated account, which is frozen for the duration of the guarantee and then released if there are no tax issues.

There is no need for any Italian co-obligor or personal guarantees: the cash collateral replaces the co-obligor entirely.

The VIES Bank Guarantee protects Italy against:

  • unpaid VAT,
  • fraudulent operations,
  • irregular or suspicious business behavior.

In simple terms, it’s like the tax authority saying:

“We will approve your VIES registration, but we want to be protected just in case anything goes wrong.”

How Much the VIES Bank Guarantee Costs

The VIES Bank Guarantee issued through Finanziaria Romana S.p.A. has a fixed cost:

€1,500 all-inclusive for 36 months

There are:

  • no yearly fees,
  • no renewal costs,
  • no hidden charges.

One payment covers the entire validity period required for the VIES activation.

Why the Cost Is Fixed

The cost is fixed because:

be valid for 36 months

cover potential Italian VAT debts

protect the Italian tax authorities against non-payment or fraud risks

A simple, trasparent formula with no surprises.

How the Cash Collateral Counter-Guarantee Works

A Guarantee VAT VIES can only be issued if the applicant provides a counter-guarantee.
In this case, the chosen method is Cash Collateral — a refundable security deposit equal to the amount guaranteed.

In practical terms:

  • The company transfers the required deposit to the Financial Institution.
  • The deposit remains blocked for the full duration of the guarantee.
  • After the 36-month period, and once the Italian Revenue Agency releases the guarantee, the entire cash collateral is refunded.

It really works like this:

  1. you deposit the money
  2. receive the VIES Bank Guarantee
  3. get all your money back at the end.

This eliminates any financial risk for the issuing institution, making the VIES guarantee process faster, simpler, and more predictable.

Who Can Apply for This Guarantee

This VIES Bank Guarantee is suitable for:

  • non-EU companies (USA, UK, China, Switzerland, UAE, etc.)
  • EU companies with no fiscal history in Italy
  • Italian startups needing VAT VIES activation
  • Italian fiscal representatives appointed by foreign companies
  • individuals or professionals acting as fiscal representatives

It is especially relevant when the Italian Revenue Agency explicitly requires a Guarantee VAT VIES before approving a VIES registration.

Required Documents (With U.S. Equivalents)

To comply with Italian AML regulations, several documents must be provided.
If your company is based in the United States, all required equivalents already exist.

Company Documents
  • Certificate of Incorporation / Articles of Incorporation / Articles of Organization
  • Bylaws or Operating Agreement
  • List of company directors with signatory powers
  • Organizational Chart
  • Beneficial Ownership Declaration / BOI Report
Administrative Documentation
  • Board Resolution or Certificate of Incumbency
  • Latest financial statements or most recent tax return
  • Company Profile describing business activities
  • Estimated turnover in Italy
  • Details of your Italian fiscal representative
Personal Identification
  • Passport + ID of Ultimate Beneficial Owners (UBOs)
  • Passport + ID of the legal signatory (CEO / President / Managing Member)

All documents may be submitted in English.

Issuance Time

Once the following have been received:

  • complete documentation
  • confirmation of the chosen solution
  • signed Italian forms
  • cash collateral payment

The VAT VIES Guarantee is issued within:

2

WORKING DAYS

This is considered extremely fast for a VIES Bank Guarantee.

Advantages Compared to Other Solutions

Why this option is currently the most widely used:

Fast issuance

Cash collateral eliminates credit risk analysis, reduced bureaucracy, quick approval.

Always accepted by the Italian Revenue Agency

It is a true Bank Guarantee, valid and recognized 100%.

Fixed and transparent price

€1,500 for the full 36 months.

Zero risk of rejection

Finanziaria Romana S.p.A.: registered under Art. 106 TUB, supervised by the Bank of Italy since 2004, highly reputable.

Full refund of the deposit

When the guarantee ends, the entire cash collateral is returned.

Duration, Expiry, and Release

The VIES Bank Guarantee has:

  • Minimum duration: 36 months
  • Continuous validity: no interruptions
  • Release (Svincolo): occurs only when the Italian Revenue Agency confirms the guarantee is no longer required

Once released, the financial institution refunds the full security deposit.

illustration of VIES

Step-by-Step Operational Procedure

Here’s how the process works:

1.
Submit all required documents
2.
Receive three official forms
3.
Sign the forms
4.

Make the cash collateral bank transfer

5.
Compliance review by the financial institution
6.

Guarantee issuance (within 2–4 working days)

7.

Delivery of the Guarantee VAT VIES

Compare with other VIES warranty Solutions

Below you will find a clear comparison of the other two official VIES guarantee options.

Insurance
based VIES Guarantee

Requires an Italian co-obligor

For example your fiscal representative or an Italian company/director.

Fastest Issuance (3–4 Days)

A fixed €1,500 premium for the entire 36-month period — no hidden fees.

Lowest Cost on the Market

Ideal when you must activate your VIES VAT status quickly.

No Cash Deposit Required

No Cash Deposit Required — no frozen funds, no blocked capital.

No-Deposit VAT Insurance Guarantee

No Cash Deposit Required

Avoid freezing €50,000 for 36 months — no blocked funds, no collateral needed.

Ideal for Fully Compliant Companies

Works for businesses with a clean VAT history and reliable F24 payment behaviour.

Fully Accepted by All Italian Tax Offices

A fast, sustainable insurance-based VAT guarantee with cost proportional to turnover.

Bank Guarantee via Life Insurance Policy

No Italian Co-Obligor Needed

Perfect if your Fiscal Representative cannot act as co-guarantor.

Strong Bank-Issued Security

A guarantee backed by a financial institution, fully compliant with Italian law.

Collateral via €50,000 Life Insurance Policy

€50,000 are used to fund a single-premium life insurance policy pledged as collateral for the guarantee – no need to open an Italian bank account, but the amount remains tied up for the duration of the guarantee.

Get your Bank Guarantee with Cash Collateral
(Fastest Approval)

Contact us to receive step-by-step assistance and quick issuance.

Avoid delays with traditional banks or slow insurance procedures.
Our team provides fast, professional support for foreign companies needing VIES guarantees.

You can contact us in several ways:

Write an email:

info@italiafideiussioni.it

Or call one of our offices:

+39 055 28 53 13  +39 02 667 124 17

You can also contact us via:

WhatsApp +39 339 71 50 157
and receive an answer during office hours within a few minutes.


If you prefer, you can write us by filling out this form: